Hiscox

Hiscox

Big coverage for small business.

Welcome to Hiscox Agent Resources

With Hiscox NOW® you can quote and bind small business insurance online in minutes. Your client gets same-day coverage and we handle all the service and billing. It’s quick and easy, so you can write more business faster.

Why Choose Hiscox NOW?

Our service, specialty knowledge, and courage make us different.

No two businesses are exactly the same, and we are committed to offering flexible and intelligent underwriting solutions, with coverage tailored to a business’s needs. We also don’t shy away from complex risks.

Quote and bind online in minutes.

  • Same-day coverage with policy documents emailed immediately.
  • Tailored coverage for 180+ professions.
  • Hiscox handles all servicing and billing.
  • Policies auto-renew so you earn commission for the lifetime of the policy. 
  • Hiscox is a global insurer with over 100 years of experience insuring businesses.
  • Hiscox Insurance Company, Inc., the carrier on all Hiscox NOW products, is rated "A" (Excellent) by A.M. Best.

Contact Information

For more information, call: (866) 739-0727


Hiscox - Risk Appetite

powered by Ask Kodiak

Select the coverage below to learn more about what we offer.

Combination of general liability and business property insurance. It protects your clients' own business furniture and equipment, as well as another person or business’s claims of bodily injury and associated medical costs.

Available In

Appetite by Sector

Business Owners Insurance NOW has eligible classes in 13 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Professional, Scientific, and Technical Services
2. Health Care and Social Assistance
3. Retail Trade
4. Information
5. Finance and Insurance
6. Accommodation and Food Services
7. Real Estate and Rental and Leasing
8. Other Services (except Public Administration)
9. Administrative and Support and Waste Management and Remediation Services
10. Educational Services
11. Arts, Entertainment, and Recreation
12. Manufacturing
13. Wholesale Trade

Highlights

  • Aggregate limit: $2M online (up to $5M by phone)
  • Instant Binding: Same-day coverage policy documents emailed immediately
  • Broad Appetite: Policies customized for over hundreds of professions
  • Agent Servicing: Hiscox advisors can answer appetite questions and facilitate a quote by phone
  • Direct Bill: Hiscox handles all servicing and billing
  • Automatic Renewal: Earn commissions for the lifetime of coverage

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
¤500.00
Maximum
¤20,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Hiscox Business Owners Insurance NOW generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$0 - $5,000,000
Acceptable Entities
Association
C Corporation
Co-Employer
Closely Held Corporation
Common Ownership
Corporation
Estate of
General Partnership
Individual
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Not for Profit Organization
Other
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation
Trust
Unincorporated Association

Protects your clients against computer-related crimes and losses. This can include targeted attacks, such as malware and phishing, as well as the occasional misplaced laptop containing confidential material.

Available In

Appetite by Sector

Cyber Liability NOW has eligible classes in 16 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Retail Trade
2. Professional, Scientific, and Technical Services
3. Health Care and Social Assistance
4. Information
5. Accommodation and Food Services
6. Administrative and Support and Waste Management and Remediation Services
7. Real Estate and Rental and Leasing
8. Other Services (except Public Administration)
9. Educational Services
10. Finance and Insurance
11. Arts, Entertainment, and Recreation
12. Manufacturing
13. Transportation and Warehousing
14. Wholesale Trade
15. Public Administration
16. Construction

Highlights

  • Aggregate limit: $1M online
  • Instant Binding: Same-day coverage policy documents emailed immediately
  • Broad Appetite: Policies customized for hundreds of professions
  • Agent Servicing: Hiscox advisors can answer appetite questions and facilitate a quote by phone
  • Direct Bill: Hiscox handles all servicing and billing
  • Automatic Renewal: Earn commissions for the lifetime of coverage

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
¤270.00
Maximum
¤500,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Hiscox Cyber Liability NOW generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$1 - $5,000,000
Acceptable Entities
C Corporation
Corporation
General Partnership
Joint Venture
Limited Liability Company
Limited Partnership
Not for Profit Organization
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation

Protects your clients if they're sued for negligently performing their services, even if they haven't made a mistake. Coverage also includes defense costs associated with any lawsuit.

Available In

Appetite by Sector

Professional Liability NOW has eligible classes in 11 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Professional, Scientific, and Technical Services
2. Health Care and Social Assistance
3. Real Estate and Rental and Leasing
4. Administrative and Support and Waste Management and Remediation Services
5. Educational Services
6. Other Services (except Public Administration)
7. Finance and Insurance
8. Information
9. Arts, Entertainment, and Recreation
10. Retail Trade
11. Wholesale Trade

Highlights

  • Aggregate limit: $2M online (up to $5M by phone)
  • Instant Binding: Same-day coverage policy documents emailed immediately
  • Broad Appetite: Policies customized for over hundreds of professions
  • Agent Servicing: Hiscox advisors can answer appetite questions and facilitate a quote by phone
  • Direct Bill: Hiscox handles all servicing and billing
  • Automatic Renewal: Earn commissions for the lifetime of coverage

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
¤270.00
Maximum
¤20,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Hiscox Professional Liability NOW generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$5,000,000 (max)
Acceptable Entities
Association
C Corporation
Co-Employer
Closely Held Corporation
Common Ownership
Corporation
General Partnership
Individual
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Not for Profit Organization
Other
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation
Trust
Unincorporated Association

Protects your clients' businesses from another person or business’s claims of bodily injury, associated medical costs, and damage to their property.

Available In

Appetite by Sector

General Liability NOW has eligible classes in 14 NAICS sectors. They're ranked in order below. The bar represents the percentage of the sector that may be eligible for the product.

1. Professional, Scientific, and Technical Services
2. Construction
3. Administrative and Support and Waste Management and Remediation Services
4. Health Care and Social Assistance
5. Real Estate and Rental and Leasing
6. Retail Trade
7. Accommodation and Food Services
8. Finance and Insurance
9. Other Services (except Public Administration)
10. Educational Services
11. Information
12. Arts, Entertainment, and Recreation
13. Wholesale Trade
14. Manufacturing

Highlights

  • Aggregate limit: $2M online (up to $5M by phone)
  • Instant Binding: Same-day coverage policy documents emailed immediately
  • Broad Appetite: Policies customized for over hundreds of professions
  • Agent Servicing: Hiscox advisors can answer appetite questions and facilitate a quote by phone
  • Direct Bill: Hiscox handles all servicing and billing
  • Automatic Renewal: Earn commissions for the lifetime of coverage

Premium Guidance

Annual premium for this product is generally in this range:

Minimum
¤350.00
Maximum
¤10,000.00

Premium guidance is included to give an indication of the approximate risk size written through this product. It is not an indication of annual premium associated with any particular individual risk.

Eligibility

Eligible risks for Hiscox General Liability NOW generally meet the following guidelines.

Years in Business
0 (min)
Annual Revenue
$5,000,000 (max)
Full-Time Employees
100 (max)
Part-Time Employees
100 (max)
Acceptable Entities
Association
C Corporation
Co-Employer
Closely Held Corporation
Common Ownership
Corporation
Estate of
General Partnership
Individual
Joint Venture
Limited Corporation
Limited Liability Company
Limited Partnership
Not for Profit Organization
Other
Proprietorship
Partnership
S Corporation
Sole Proprietor
Subchapter S Corporation
Trust
Unincorporated Association